Welcome and hello there!
My name is Shaniqua, the creator and founder of Debt Smashing. I’m a wife, mom, and future full time blogger. I created Debt Smashing out of a personal crisis, and also as a way to help others who maybe in similar situations.
Long story short I went to college after high school and upon completing my bachelor’s degree in 2015 found myself in loads of student loan debt; $67,000 to be exact! Whew!
Not only did I have student loan debt, but also credit cards and a car note just to name a few more. I was literally drowning in debt.
I struggled to get my debts down, but failed many times due to having bad spending habits and a poor strategy. It wasn’t until I found out I was pregnant in November of 2017 (later finding out it was with twins!), that with the help of my husband, I really started getting serious about finally getting free from debt. During the last six months of my pregnancy I was able to pay off $16,000 worth of consumer debt.
I’m still in student loan debt, but my next mission is to tackle those bad boys. The goal is for me to ultimately be a stay at home mom, a dream I’ve had since I knew I wanted to have children.
I now know I was born to be an entrepreneur, and though I still work a 9 to 5, I hope to make my entrepreneurial dreams come true through this blog. I’m quite confident that I will!
Aggressively paying off our consumer debts taught me so many things about money and budgeting. I hope to help others know that they too can be free from debt and go for their dreams.
Here at Debt Smashing we talk about financial responsibility, getting our money in order, and creating more wealth. Not to keep up with the Joneses, but to discover what’s most important in life and to shift mindsets about what true wealth really means.
Topics typically covered are:
- Eliminating debt
- Saving money
- Building wealth
- Life encouragement
- Relationships
- Motherhood
- Motivational sayings and quotes
- Health (physically and mentally)
A little more about me…
Here are some random facts about me so you can get to know me better:
■ I’m a big introvert and like working alone, one of the main reasons entrepreneurship appeals to me so much
■ I’m a blessed mommy to twin beautiful boys
■ My husband and I met in the second grade and I had a crush on him even back then
■ I’m a Christian who strives daily to follow the examples of Jesus
■ I love to sleep (whenever I get the chance)
■ The only debt I have currently are student loans on a college degree (psychology) that is totally unrelated to my current field (office work)
■ Did I mention I want to quit my 9 to 5 to pursue my dreams and be with my twin boys
■ I’ve never seen snow before
■ I’ve never been on an airplane (I flew for the first time in July 2019, it was amazing! I now prefer flying.)
■ My favorite food is ice cream
■ I only started liking vegetables when I turned 21
Stay tuned because it’s exciting things to come. Let’s smash some debt and get rich!